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A bank holiday can throw a wrench into your finances if it delays a direct deposit you're relying on to cover an urgent expense or meet a payment deadline. Here's a breakdown of what can happen if your payday falls on a bank holiday. For example, if your payday is on a Friday that's a holiday and you want employees to get paid on Thursday, you should approve payroll by Tuesday at 5:00 p.m. PT/8:00 p.m. ET. If you approve payroll after that time, employees will likely receive their pay on the next business day. Thanksgiving is on Thursday and if you are looking to send a package or deposit a check, you might be better served doing it before Thursday or waiting until Friday to do so.. While some grocery ... Direct deposit is one type of ACH transfer. For example, if you usually get your paycheck deposited into your checking account every other Friday—and one of those paydays falls on a bank holiday—your money could be stuck in processing limbo until the next business day. So, how do holidays like Thanksgiving and Veterans Day affect direct deposits? What Federal Holidays Affect Direct Deposits in 2024? New Year’s Day – Monday, January 1, 2024 Direct deposits post Monday to Friday throughout the day. As a general rule of thumb, direct deposits with Chime will be in your Chime account by 9:00 a.m. EST on your typical payday. However, this is the latest you will get your direct deposit with Chime, and often it will come at an earlier time. If you have a paycheck processing date that falls on a holiday, the date will need to be changed in order to ensure timely payroll, employee direct deposits and company tax deposits around the holiday. Let’s look at an example. If your payday falls on a Monday holiday, approve your paychecks by the prior Thursday. Your account will then be debited on Friday. Your employees will see their money on Friday. Keep in mind that a Monday holiday will also affect a Tuesday payday. Patriot Direct Deposit Bank Holidays. Like all payroll companies, Patriot is subject to following the holiday schedule set by the Federal Reserve. When a bank holiday falls within a payroll week, you will need to add an extra day to your process.

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