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ADP will release the funds to the bank as soon as payroll is processed and at that point its up to the banks to release them to the account holder. If it’s a weekend or holiday then the bank will release them on the next business day after they receive it. The Federal Reserve and Automated Clearing House (the electronic network for financial transactions including business-to-business payments, direct deposit of payroll, consumer bills, Social Security, e-commerce payments, and tax payments) are closed on federal holidays. Direct deposit timing for holidays. Does payday fall on, or the day after, a holiday? Send your payroll one banking day earlier than you normally would. The money will be drawn from your account before regular banking hours the next banking day. Make sure your account has funds to cover the payroll on the day before the draw takes place. If you want to pay employees before the holiday, run payroll one business day earlier than you normally would. That way, employees can receive their direct deposit the business day before the holiday. Let’s say payday falls on Thursday each week. You must submit payroll four business days before your employees receive their direct deposit. During non-holiday periods, if your normal pay day is a Friday, payroll payments by direct deposit are available in workers' accounts by 9 a.m. local time that Friday in "virtually all... Although your pay may be a day late, the good news is you should receive your paycheck before the weekend as most banks should be open and operating on Friday. When a company expects to pay... = ADP processing week number (Sunday – Thursday) If you make a schedule change, please check your Payroll Schedule to be sure you use the correct week number. = ADP, Federal Reserve, and banks are closed. Allow an extra day for direct deposit. = Federal Reserve is closed. Most banks closed. Allow an extra day for direct deposit. Searching for a deposit due date or filing deadline? Access our federal deposit calendars and payroll calendars to keep you “up-to-date” on essential deposit dates and filing deadlines. Chock full of important information, Key Dates provide you with the resources critical to your business. Most people I know have their direct deposit hit on friday morning. I bank with a credit union and my deposit is usually hits wednesday afternoons. What is your actual set pay day for employees? Are you semi monthly or bi-weekly?

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